Why plan in both THB and MMK
Most Myanmar nationals working in Thailand earn in Thai baht (THB) but think about family expenses at home in Myanmar kyat (MMK). Converting your salary with a live reference rate helps you decide how much to send home and how much to keep for local costs.
MMK Hub shows community-submitted rates for information only — always confirm the rate with your chosen provider before sending money.
Sample monthly budget (single worker, Bangkok)
Figures are illustrative. Adjust for your employer, housing type, and district.
- Rent (shared room): 3,500–6,500 THB
- Food & groceries: 4,000–7,000 THB
- Transport (BTS/MRT + bus): 800–1,500 THB
- Phone & data: 300–600 THB
- Health & personal: 500–1,500 THB
- Remittance to family: 5,000–15,000 THB (convert using live MMK rate)
- Savings / emergency: 2,000–5,000 THB
Typical range: 16,000–35,000 THB per month depending on lifestyle and remittance goals.
How to use MMK Hub for budgeting
- Enter your monthly salary in the Salary in MMK tool on the rates page.
- Note how many MMK your salary equals at today’s reference rate.
- Subtract planned remittance — see what remains for Thailand living costs.
- Set a rate alert if you only send money when the rate reaches your target.
Cost-saving tips
- Share housing with trusted coworkers to cut rent by 30–50%.
- Cook at home several nights a week; street food is affordable but adds up daily.
- Compare remittance fees separately from the exchange rate — the cheapest fee is not always the best total deal.
- Keep one month of expenses in Thailand as an emergency buffer before maximizing remittance.
Important disclaimer
MMK Hub is not a remittance agent, money changer, or financial adviser. Budget figures and rates are for general information only.